Using your HSA/FSA for Eligible Services:

Personal Training and Nutrition Services: To utilize your Flexible Spending Account (FSA) or Health Savings Account (HSA) for personal training and nutrition coaching, you will need a Letter of Medical Necessity (LMN). This document must be provided by your healthcare provider, confirming that these services are essential for your specific health conditions. Please check with your insurance plan to see if these services are eligible under preventative healthcare. Some services aimed at competitive athletes such as physique analysis and supplement consultation calls are not medically necessary and do not qualify for HSA/FSA.*

Diagnostic Bloodwork through M&M Labs: In most cases, diagnostic bloodwork does not require a Letter of Medical Necessity for FSA/HSA coverage. However, we recommend checking with your account administrator to confirm the specific requirements of your plan.

Please use the from below to request a LMN from your provider: